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Business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.

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July 31, 2025

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Cobanker review

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CoBanker’s recommendations and reviews are selected by our team of lending experts who have worked directly with each funder in our network.

Accessibility	4.1u2028	Wells Fargo doesn’t disclose much information on its website, which makes it harder for borrowers to know if they’re eligible.	Textu2028	Textu2028	Test	Test
Affordability	4.1u2028	Rates are lower, and loans come with fewer additional fees than many other lenders.	Textu2028	Textu2028	Test	Test
Customer experience	4.1u2028	Wells Fargo provides APR ranges for two of its lines of credit, which goes further than many other lenders.	Textu2028	Textu2028	Test	Test
Transparency	4.1u2028	Online access and an online payment option make for a decent customer experience.	Textu2028	Textu2028	Test	Test
Flexibility	4.1u2028	Annual fee waiver the first year, potential credit line increases and Mastercard access cards provide a good level of flexibility for the lines of credit.	Textu2028	Textu2028	Test	Test
Transparency	4.1u2028	Rates are lower, and loans come with fewer additional fees than many other lenders.	Textu2028	Textu2028	Test	Test

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u003ch2u003eHow does a business loan work?u003c/h2u003e

u003ch4u003eConsu003c/h4u003ernMagna dictum in nunc ullamcorper nibh consectetur integer. Cursus euismod eu lobortis faucibus fermentum odio nisi. Faucibus etiam id morbi accumsan maecenas eu. Sit urna urna et turpis. Purus nec turpis dolor viverra iaculis.rnrnCommodo ridiculus risus purus faucibus adipiscing arcu vivamus integer. Tristique augue massa scelerisque praesent enim habitant ipsum. Netus porta ullamcorper egestas enim. Scelerisque tempus nunc aliquam ullamcorper volutpat gravida.rnu003culu003ern tu003cliu003eMorbi sit amet hendrerit tortoru003c/liu003ern tu003cliu003eNulla a luctus sem, vel venenatis doloru003c/liu003ern tu003cliu003eInteger blandit ligula vitae purus egestas, nec gravida arcu tinciduntrnu003culu003ern tu003cliu003eNulla a luctus sem, vel venenatis doloru003c/liu003ern tu003cliu003eCurabitur libero ipsum, euismod eget elit ac, tempor maximus sapienu003c/liu003ernu003c/ulu003ernu003c/liu003ern tu003cliu003eInteger blandit ligula vitae purus egestas, nec gravida arcu tinciduntu003c/liu003ernu003c/ulu003ernMagna dictum in nunc ullamcorper nibh consectetur integer. Cursus euismod eu lobortis faucibus fermentum odio nisi. Faucibus etiam id morbi accumsan maecenas eu. Sit urna urna et turpis. Purus nec turpis dolor viverra iaculis.rnrnCommodo ridiculus risus purus faucibus adipiscing arcu vivamus integer. Tristique augue massa scelerisque praesent enim habitant ipsum. Netus porta ullamcorper egestas enim. Scelerisque tempus nunc aliquam ullamcorper volutpat gravida.

u003ch4u003eConsu003c/h4u003ernMagna dictum in nunc ullamcorper nibh consectetur integer. Cursus euismod eu lobortis faucibus fermentum odio nisi. Faucibus etiam id morbi accumsan maecenas eu. Sit urna urna et turpis. Purus nec turpis dolor viverra iaculis.rnrnCommodo ridiculus risus purus faucibus adipiscing arcu vivamus integer. Tristique augue massa scelerisque praesent enim habitant ipsum. Netus porta ullamcorper egestas enim. Scelerisque tempus nunc aliquam ullamcorper volutpat gravida.rnu003culu003ern tu003cliu003eMorbi sit amet hendrerit tortoru003c/liu003ern tu003cliu003eNulla a luctus sem, vel venenatis doloru003c/liu003ern tu003cliu003eInteger blandit ligula vitae purus egestas, nec gravida arcu tinciduntrnu003culu003ern tu003cliu003eNulla a luctus sem, vel venenatis doloru003c/liu003ern tu003cliu003eCurabitur libero ipsum, euismod eget elit ac, tempor maximus sapienu003c/liu003ernu003c/ulu003ernu003c/liu003ern tu003cliu003eInteger blandit ligula vitae purus egestas, nec gravida arcu tinciduntu003c/liu003ernu003c/ulu003e

Magna dictum in nunc ullamcorper nibh consectetur integer. Cursus euismod eu lobortis faucibus fermentum odio nisi. Faucibus etiam id morbi accumsan maecenas eu. Sit urna urna et turpis. Purus nec turpis dolor viverra iaculis.rnrnCommodo ridiculus risus purus faucibus adipiscing arcu vivamus integer. Tristique augue massa scelerisque praesent enim habitant ipsum. Netus porta ullamcorper egestas enim. Scelerisque tempus nunc aliquam ullamcorper volutpat gravida.

CoBanker’s methodology

data points 1

30+

data points 2

40+

data points 3

50+

Wondering how we chose the best? We used the following criteria to evaluate the lenders in our network.rnu003culu003ern tu003cliu003eTime to fundu003c/liu003ern tu003cliu003eMinimum and maximum loan amountsu003c/liu003ern tu003cliu003eLenders with fees comparable to other similar lendersu003c/liu003ern tu003cliu003eRequirements: Credit score, revenue, and time in business requirementsu003c/liu003ern tu003cliu003eFlexible repayment optionsu003c/liu003ern tu003cliu003eExternal website reviewsu003c/liu003ernu003c/ulu003ernu003cspan class=u0022smallu0022u003e*The information contained in this page is CoBanker’s opinion based on CoBanker’s research, methodology, evaluation, and other factors. The information provided is accurate at the time of the initial publishing of the page (May 10, 2024). While CoBanker strives to maintain this information to ensure that it is up to date, this information may be different than what you see in other contexts, including when visiting the financial information, a different service provider, or a specific product’s site. All information provided in this page is presented to you without warranty. When evaluating offers, please review the financial institution’s terms and conditions, relevant policies, contractual agreements and other applicable information. Please note that the ranges provided here are not pre-qualified offers and may be greater or less than the ranges provided based on information contained in your business financing application. CoBanker may receive compensation from the financial institutions evaluated on this page in the event that you receive business financing through that financial institution.u003c/spanu003e

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u003ch3u003eTypes of business loansu003c/h3u003e

Business line of credit

A business line of credit is a flexible and reliable revolving safety net for your business that allows you to borrow exactly what you need when you need it. You only pay interest on the funds you use, and once you repay what you’ve borrowed, your credit limit goes back up. It is perfect for managing cash flow hiccups, unforeseen expenses, or taking advantage of growth opportunities.rnrnBest for: Working capital and other short-term needs.

Test

30K

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Company	tContact	tCountry
Alfreds Futterkiste	Maria Anders	Germany
Centro comercial Moctezuma	Francisco Chang	Mexico

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